h|TKo0+2=hZu0tp5)zu Contractors Association (NECA) in 1946 to provide . LOCAL 48 DEATH BENEFIT PAYMENTS. Privacy Statement, Pension Calculations, Applications & Instructions. of a Benefit Event of a Divorce. The information below pertains to "Active" (non-retired) participants and retirees, and their spouses, under the age of 65 who are not Medicare-eligible. For a Married Participant the Basic Form of Benefit is a Participant and Spouse Pension (otherwise referred to as Husband and Wife Pension in the SPD or 50% Joint and Survivor Pension)(following death of participant spouse gets 50% of Participants amount). All members retiring January 1, 2007, or later will receive these improved payments. "When you become an "A" member, you benefit yourself, but more importantly, you strengthen the union's long-term commitment to its members and guarantee a lifelong connection to the IBEW," said International President Edwin D. Hill. Mobile App: go to Me, Manage Debit Cards, then Report Lost/Stolen. marriage, divorce, death of a beneficiary, etc.) 264 0 obj <>stream . If I take another job after I retire, will I lose my pension? If I elect COBRA, can I drop the Dental and Vision Benefits and pay the ALT plan? for payments of death benefits for members in good standing. IBEW 405 H&W SMM No. Mail to: IBEW Local 292 Benefits Office 6900 Wedgwo o d Rd N ste 425 Maple Grove, MN 55311. Why is my maintenance drug being rejected at the retail pharmacy? endstream endobj 601 0 obj <>stream CONCERNING THE PROVISIONS AND PROCEDURES . When I become eligible for Medicare, do I have to purchase Medicare Part B? Inform the union's administrative office about your loved one's death. How do I add someone to my coverage? hbbd``b`$[A2`q V'UbeX V$10124Y~ The International Executive Council (I.E.C.) You may name someone other than your spouse as your beneficiary; however your spouse must consent in writing to this. 2. The Electrical Workers Pension Fund Local 103, I.B.E.W. If I am on the Retiree Plan, how does it work when I am Medicare eligible and over age 65 but my spouse is not Medicare eligible? How long can I stay on COBRA? Is there a deductible for Dental and Vision Benefits? 1. Those retired "A" members continue to play a part in strengthening the IBEW; and although they may no longer be active members, they remain important. Is there a medical deductible for the retiree plan? Login 0000000016 00000 n Yes, your prescription coverage through the Fund will continue with the SilverScript Prescription Drug Plan (PDP). <<4C930E70C8203845BAB6027D3D11C6D6>]>> Pension Benefit Fund on the second anniversary of the member's death and no benefit will be paid subsequent to the reversion. The department provides assistance with and research into membership records, for the purpose of determining eligibility for pension and death benefits providing this assistance to the International Officers and various departments in the International Office. Today, only "A" members of the IBEW participate in the IBEW Pension Benefit Fund through which they may later become eligible to receive a monthly pension benefit. - 20.00% reduction . May I retire before age 65? Do I have to be a certain age to Retire? 0000003580 00000 n hbbd```b``"dd `0fXD, X$ fk q 8 : The Electrical Workers Local 357 Pension Plan A and Plan B is managed by a Board of Trustees comprised of both union and employer representatives. The Pension Plan is specifically designed to provide lifetime income security for retirees and, in many cases, their spouses. Please keep in mind that when you return to work you will need to continue your retiree payments until you have worked 420 hours within a 6 month period and when you work less than the required 140 per month after you have regained initial eligibility. Should I apply for benefits even if I dont think I am entitled? %%EOF For more info, see How To Use Your Benny Card. The best thing to do is to call customer service and tell us who you want to add to your coverage. Do you take COBRA payments over the phone? If your spouse is under age 65 and not Medicare eligible, her or his benefits will be paid according to the schedule of benefits for Retired Employees Under Age 65 until she or he becomes Medicare eligible. The calendar year maximum is $400 for covered vision services on participants and dependents age 18 and older. ]mP|\\F-]s 9"Z'a89Fum`Ipb;[1AUQ\"Y[|8^V=uk~{Szc'C(]YZn*UPhLz()x;%Aa? These two plans functioned separately for many years and to improve benefits a decision was approved to combine the plans. Complete list of Participants that have passed away: A tribute to our deceased members Benefit # Date of Death: Member: 1: 1/17/91: John L. Crossland: 2: 10/8/91: William (Bell) L . When contacting your local union, request and complete a Form 124 (Beneficiary Designation Form) designating your beneficiary for death benefits. Most of us have very limited bargaining power as one person, but as a group, we are strong. This card is sent to you on a periodic basis. Call 1-800-765-4239. 0 615 0 obj <>stream Do I need to notify the Fund Office if my spouse passes away? ~7DoG)sl" H:_\V:IRT3?f.M[70jG24t#YS=7b%S Q=IPxx&q?hF%hg^J|oB:/~i};p;\80 \8 What is normal retirement age? "A" members (for example) who reach age 65 and successfully apply for pension after 20 years of participation in the fund will receive a monthly benefit in the amount of $90 for the remainder of their life. May I name someone other than my spouse as my beneficiary? I will be retiring soon, what do I need to do? IBEW Local 602. This vested right will entitle him to receive, commencing at age sixty-five (65), pension benefits computed on the basis of four dollars and fifty cents ($4.50 . endstream endobj 604 0 obj <>stream Upon the death, on or after January 1, 2007, of a non-retired "A" member who then has at least six (6) months continuous and active good standing, the beneficiary to receive the death benefits payable under this paragraph . The 5-Year Certain (Early Retirement or Normal Retirement options) gives you a lifetime benefit, but if your death occurs after you have received at least 60 monthly payments (5 full years) no benefits will be payable to your beneficiary. Call 1-800-765-4239. What happens to my spouse if I pass away after I retire? 1. The Electrical Workers Death Benefit Society (EWDBS) 83rd annual meeting was called to order in the JIB auditorium on February 10. . Participants, log in here to check eligibility or claims. There are several other requirements that have to be met to qualify for the Retiree Plan. Union members live better. If you retire on or between ages 60 thru 65 there is no reduction in your benefit. You will be notified by the Fund when it is time to enroll in SilverScript (Approximately 2-3 months prior to turning 65). Active "A" members, as well as those who are receiving a benefit from the IBEW Pension Benefit Fund, continue to receive this newspaper, The Electrical Worker. Due to a January 1, 2010 Bylaws change, retired Local 48 members are no longer required to continue payment into the Local Union Death Benefit plan. It is important that NEBF be notified of your or your spouse's death and receives a copy of the death certificate as soon as possible. Additionally, only those delegates holding "A" membership may vote on issues related to the IBEW Pension Benefit at IBEW International Conventions. If you are interested in joining the Death Benefit or Sick and Accident Funds, or are ever in need of applying for the Dues Benefit Fund, please contact the Dues Office. Zc8S!@$\0cG ;=q*Wz9ikCn8ukk.//nN7:bS{Q\v}rpR,*E(V>&9WWnH}U,Ain=Mk]3o}[7_+d4R^jn#)KE|'(D~].dAd,'1aN\HR"hLbLqgLYJh=cF. When I become eligible for Medicare, will I still have prescription coverage? Short term disability benefits are payable for thirteen weeks at the rate of 50% of gross pay to a maximum of $260 per week. We will ask for such things as marriage certificates, birth certificates, divorce decrees, proof of spousal insurance and child affidavits depending on your particular situation. Fax to: 763-416-6196 Yes, you need to enroll in BOTH Medicare Part A and Part B. Transamerica requires you to have both Part A and Part B. Please go to the Documents and Forms library at https://www.neca-ibew.org/Documents-and-Forms, category Accident Forms, to download an accident form. The Pension Director also serves as the Reciprocal Administrator (RA) for the Electrical Industry Pension Reciprocal Agreement and the Electrical Industry Health and Welfare Reciprocal Agreement. 609 0 obj <>/Filter/FlateDecode/ID[<8476611E8744ED4D9D1542E6F7060697><27FDE05B9CB9954AA0E992956F7EA0D0>]/Index[596 20]/Info 595 0 R/Length 71/Prev 103318/Root 597 0 R/Size 616/Type/XRef/W[1 2 1]>>stream 0000002354 00000 n but not disability pension benefits or death benefits. xbb2e`b``3 1x4>( Hu Author: Janks, Joan Created Date: 07/13/2020 08:48:00 At the 37th IBEW Convention held in September 2006, the delegates approved an increase to PBF pension benefits providing a $4.50 credit per year of service. +RzfOBTn %(P Upon the death of an "A" member a death benefit shall be payable as follows: (a) Benefit Level. 243 0 obj <> endobj Retirees will continue to be eligible for the benefit. Additionally, named beneficiaries of "A" members may receive a $6,250 death benefit if death occurs by natural causes or $12,500 for those who die by accident. How long can I stay on COBRA? \bY}k[J$!}4H2BOZt/=pm%{fr#o1)Vw> G_y-R#J b,?y*FUIW3# QHU3k 3THU(@IiBAVH0q>&>2dVh(:Y)@t(^a:OIJ(UE Ap= {] _"BdP?. Do you take COBRA payments over the phone? Go to the blue login box in the upper right hand corner and log in to Member Benefits, where you can check your eligibility and claim status. IBEW Pension Benefit Fund (PBF) Bruce Burton Director . A description of the IBEW Pension Benefit Fund is contained within Article XI of the IBEW Constitution, available online at www.ibew.org/members/pensionbenefitfund/ArtXI_041207.pdf. Mr. Rich was a member of the IBEW and participated in its Pension Plan. If I take another job after I retire, will I lose my pension? The Retiree Plan of Benefits is medical coverage and prescription coverage. What if my dentist isnt a Guardian provider? You have two options: Report Lost/Stolen - you will get 2 Benny Cards with a new number Order Replacement - you will get 2 Benny Cards with the same number as your current Benny Card Please note:-Your address will be displayed for verification. United Concordia: This February, show a little love to your gums. When I am receiving Weekly Income Benefits due to disability, do I have to complete the weekly letter each week? . %PDF-1.5 % H|T=o@+8e'^fh2$KU` h3#yMYVH How do I apply for pension benefits?For your convenience, an interactivePension Benefit Application form can be completed online. All rights reserved. 4) Death Benefit . IBEW Local 915 | Retirement Benefits. When I am eligible for Medicare, do I have to take the Transamerica coverage if I wish to continue my participation in the Retiree Plan? May I name someone other than my spouse as my beneficiary? 'b(hvblo``0{7_SufsYOnpD$^kBc3/T^f`: c` X,1%)%Q]I| ^P(2p i4 cz 6iV hb``f``zx501G43000**LIL3d:t)UF/ng3j00?g(5?fb`{ls Z1p\2 ?6X Tax statements will be mailed out at the beginning of each year showing the total amount of benefits you received the previous year. . Your rights are protected by U.S.E.R.R.A. The IBEW Pension and Reciprocity Department reports and provides assistance to the International Officers on departmental areas of responsibility: pension and death claim payments, construction industry reciprocity and membership records. b3e00 %PDF-1.5 % Yes, a $60 deductible (for the "Base Plan") has to be met each calendar year. 1 2018. @ Is there a deductible for Dental and Vision Benefits? The Employer Identification Number of the IBEW is 530088380. Coverage provided at no cost until two years from the date of the employee's death after the personal hour bank is exhausted. endstream endobj startxref Income Security Act of. The most recent changes to the PBF death benefits were approved at the 2001 Convention and became effective January 1, 2002, thereby increasing the death benefit payment to $6,250 and providing for an accidental death benefit of $12,500. endstream endobj startxref However, participants may receive a copy of their 2022 IRS Form 1095-B from the Fund upon request to the Fund Office. How long do I have to submit my retiree application? endstream endobj startxref Through the CVS/Caremark "Maintenance Choice" program, "Base Plan" cop-pays for a 90-day supply through mail are $25 for generic and $35 for brand. 343 0 obj <>/Filter/FlateDecode/ID[<59C37237E8D73848ADB71F1CF7336A7E><8673EE9BDAF8CA4C85DA5E6443BC9857>]/Index[326 26]/Info 325 0 R/Length 95/Prev 488274/Root 327 0 R/Size 352/Type/XRef/W[1 3 1]>>stream The PG&E Benefits Service Center will need a separate certified copy of the death certificate to pay life insurance benefits. Is there a medical deductible for the retiree plan?There is no medical deductible for retirees and their spouses who are age 65 or over. hWk0W=dP The Retiree Plan is NOT automatic, so you will need to submit an application to our office. Plan trustees have reported that after three-and-a-half years, "A" members receiving a pension benefit from the IBEW Pension Benefit Fund have already surpassed their total contributions to the fund during their years as active "A" members. If a generic is available and you choose the brand, then you will pay the brand co-pay plus the difference in cost between generic and brand. Why do I have to fill out a Participants Data/Claim Statement and how often do I have to fill it out? Box 30751, Salt Lake City, UT 84130. What is the reason for a HIPAA Customer Service Consent form? If I return to work, will I have dental and vision coverage? m X,c5KfL@rq17M~17Hmq?_ynn~dz Please do not email the Benefit Application as it contains private information and email may not be HIPAA-compliant. B) Reduces down monthly by amount of checks received Go to: www.ibew.org . 0000006292 00000 n 'A' Members require only six months of IBEW membership for their beneficiary to receive the death benefit. Yes, we need for you to verify the claim was not due to an accident. February 28, 2023. The amount of your monthly benefit may be increased if you meet certain conditions. Event of Death Processing and Appeal. Learn more about benefits from IBEW member, Richard Prasad. IBEW 716 . 3. 2 Please call the benefits office if you have any questions. A Pension Services Representative will work with the person submitting the death certificate to determine if and when any benefits are due. hmo6{,R@I@I B5G-5~w+YAHGt8X RJ 351 0 obj <>stream The quickest way to get your card unsuspended is to upload the documentation on the consumer portal or. Can I use my HRA to pay for my Retiree Premiums?You cannot transfer money directly from the HRA Fund to pay your Retiree Premiums. %%EOF Why do I need to complete a Beneficiary Data Card? 256 0 obj <>/Filter/FlateDecode/ID[<82A2CBF87AE99C4CAA4512BAE31BD088>]/Index[243 22]/Info 242 0 R/Length 72/Prev 60330/Root 244 0 R/Size 265/Type/XRef/W[1 2 1]>>stream - DENTAL/VISION Is there a deductible for Dental and Vision Benefits? Press the number 2 if you are the participant4. At that time, all EWBA beneficiary designations became null and void, and all death benefits after this time have been paid by the PBF. However, you are not required to present a dental card to receive dental benefits.