Just send an email to support@payactiv.com. No loansyour money, in your hands. Davis M was very helpful. Latest Reviews. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Founded in null . While Payactiv touts no minimum card balance requirement, no activation fees and no monthly maintenance fees, there may be other fees depending on how you get and use your cash. The SmartSave feature helps you set achievable financial goals each month, creates a saving plan for you, and provides discounts for day-to-day spending like gas and medicines so you achieve your goal at the end of the month. Hi Bill, sincerest apologies for the inconvenience. There are two levels to consider in examining the safety and security features of PayActiv: protection of your money and protection of your financial information. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Be sure to include your Employer's name, Employee ID, and Mobile number. One of our representatives will be reaching out to you shortly to assist you. Hi Regina,Thank you for taking the time to write a review about your experience. Compare OrbisPay vs. Payactiv using this comparison chart. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. Have a blessed day. He kept his word n stayed on contact with me. We use dedicated people and clever technology to safeguard our platform. If your employer doesnt partner with Payactiv, you must be over 16 and have a valid Social Security number to sign up for a Payactiv card. Payactiv Description Our all-in-one platform, Livelihood, helps employees to fully engage in work and personal life. Described as an all-in-one digital wallet on the PayActiv website, the service provides users with a free Visa prepaid card, money management tools and the ability to access 50% of your money as it is earned instead of waiting until the end of your pay period when you receive your check or direct deposit. Customer service is rude!! Payactiv is part of a growing trend of apps that offer low-cost alternatives to a more traditional option: the payday loan. In terms of security, no app is 100% secure. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Financial insights With the mobile app you can get financial advice, budgeting tools, tips on saving and a way to track your spending. All five stars is for Ned not this company.I've been having an issue since Feb 10. Have a blessed day. We make money from the interchange rate when you use the Payactiv Visa Card* for online or in-store purchases. Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. We also ensure all reviews are published without moderation. No commitment. Consider another cash advance option if your employer isnt enrolled. Optional, only if you want us to follow up with you. Be sure to include your Employer's name, Employee ID, and Mobile number. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. If your employer is enrolled with Payactiv, you can pick up your advance in cash at a Walmart Money Center. Applying for PayActiv is easy. Payactiv operates as a public benefit corporation and certified B Corpusing business as a force for good. You can click on the 'unsubscribe' link in the email at anytime. Transfers to bank accounts and other debit or prepaid cards will be complete within 48 hours, or you can pay a $1.99 fee to receive the money instantly. Alan Davis was very awesome. Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time. Couldnt find my employer, took them a half hour to find out they are in fact signed up, then after all that, there is a block on my account. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. Hi William,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Thank you Mr. Davis. We always try our best to do our job well and your kind words make it all worthwhile. Learn more at www.payactiv.com. Send funds by phone number. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. I rely on this app and he quickly figured it out for me, Hi Reese,Thank you for taking the time to write a review about your experience. You can apply for a Payactiv account online. When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line. Join today. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. They provide their employees lunch and a nice work atmosphere. How many times can you use PayActiv in a pay period? Instant funding is available for free through a Payactiv card or for a fee if you send the funds to another account. they were quick at responding and helping me find a solution! Customer complaints are largely related to technical glitches that leave people unable to access their funds or manage their money. Immediate access to wages earned today3. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. We'd like to turn this around and resolve your issue ASAP. Have a blessed day. Confirm details with the provider you're interested in before making a decision. Yes, its legit. Employees can access their earned wages by ACH bank transfer, real-time transfer to a Payactiv Visa Card, or direct transfer to a bank account. Her lengthy list of publishing credits include Bankrate, Lending Tree, and Chase Bank. Feb 16 I finally get connected to Ned. Hi Annie,Our sincerest apologies for the inconvenience. Great customer service!!! I have never had a bank tell me they can't accept my money back due to a time frame block my card and everything. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. :). The PayActiv app uses secure encryption and transmission technology to protect your data. This company is truly amazing and is honestly training their employees to be efficient kind mindful and helpful because it all showed with this customer contact today. Hi Eric,Thanks for letting us know about your concern. Select your state to see the options available to you. The Dave mobile banking app is another app that allows cash advances of up to $500 with no credit check required, no interest charges and no late fees. We update our data regularly, but information can change between updates. Read our full review or get our 30-second take. Its an app that people can use just like a regular wallet to store their card details and information. PayActiv is a revolutionary fintech company providing a needed service for many workers who need just a little help getting from paycheck to paycheck. Find and reach Payactiv SDS-IT's employees by department, seniority, title, and much more. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. A team member will be in touch ASAP. Hi Doroyane,We're glad that our representative could help you resolve your issue. Payactiv has partnered with 1500+ businesses and served over 2 million users since its inception in 2012. We always try our best to do our job well, and your kind words make it all worthwhile. You can also consult 1:1 with a financial coach to discuss savings, budgeting skills, how to improve your credit score, debt management, and more.. Payactiv Connect is an internal communication platform within the Payactiv app that employees can use to stay up-to-date with company news, reach out to coworkers, view their schedules, assign and swap shifts, and receive Payactiv news. Your employer automatically deducts the advance from your next paycheck, so theres technically no repayment term. If youre interested in joining PayActiv on your own, youll just need to download the app and create an account with your name, phone number and email. We'd like to turn this around and resolve your issue ASAP. Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks About Payactiv Your earnings, spending and savings with you in control. Live support is available 24/7/365 online or by phone, according to the PayActiv website. Chase Mortgage Review: Competitive Rates and a Generous Homebuyer Grant Program. I would definitely recommend payactiv due to amazing and outstanding customer service that I received, Hi Monica,Thank you for taking the time to write a review about your experience. It has been a week. We always try our best to do our job well, and your kind words make it all worthwhile. . Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. 20072023 Credit Karma, LLC. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. 1 Standard rates for data and messaging may apply from your wireless provider. Its also one of the few cash advance apps Ive reviewed that offers cash advances. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. Yes. Payactiv, previously known as Earned Wage Access (EWA), is a Public Benefit Corporation and Certified B-Corp that aims to bring financial security to lower-income hourly workers by providing them with on-demand, real-time access to their earned wages. If there's anything you need in the future, we're here 24/7. 24/7 live customer support from Payactiv Open a support ticket with our Service Team Full Name * Email * Phone Company Name Message * * These fields are required. Told me of 2 offers I haven't received after being w u a yr. Amazing attitude and you should have him cross train other operators. To resolve your issue we need your account details. One of our representatives will be reaching out to you shortly to assist you. Shout-out to Davis for always assisting correctly, answering in timely manner & not giving any run arounds or lies! Get connected with multiple lenders you might qualify with even if you have bad credit. Carefully review your finances and the loan cost to make sure it fits your budget. Multiple attempts at using live chat were completely ignored with zero response after the initial greeting, in one case after an agent sent the greeting the chat was closed for lack of agents. We strive to provide the best experience we can for our customers, and we're sorry that your initial experience did not meet the standard. Head to our FAQ page for answers to common questions regarding Payactiv services. Devin Myer's, can you help? But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. We may receive payment from our affiliates for featured placement of their products or services. Thank Yall So Much Kudos to the whole entire Payactv team! Anna earned an Expert Contributor in Finance badge from review site Best Company in 2020. The Payactiv Visa Card also provides other benefits like getting access to your paychecks early by up to 2 days, autopay, an exclusive discount marketplace, discounts on gas, movie tickets, and more., Payactiv's SmartSpend syncs with your Payactiv app and Visa card to track expenses and provide guidance on spending and saving decisions. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. PayActiv is not a credit card or a payday loan company. Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). Agent assisted me and resolved my issues very quickly. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Learned alot about financial stress and that I was not alone. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Payactiv SDS-IT. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Have a blessed day. With the help of Capterra, learn about PayActiv, its features, pricing information, popular comparisons to other Benefits Administration products and more. Borrow up to $500 with just a few swipes but only for residents of 21 states. Live support is available 24/7/365 online or by phone, according to the PayActiv website. eToro Review 2023: Is It the Right Trading Platform for You? Have a blessed day. PayActiv is the first Early Wage Access program approved by the CFPB and is used by many employers across the U.S., including Walmart, Uber, Pizza Hut, Subway and Neiman Marcus. Indeed Featured review. Up to 2 days early deposit of your paycheck2. You can receive a cash advance of up to 50% of a day's pay. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. We'd like to turn this around and resolve your issue ASAP. Our scoring formula weighs several factors that differ from Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. These offers do not represent all available deposit, investment, loan or credit products. 1 Standard rates for data and messaging may apply from your wireless provider. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Advice to Management Or if I brought up my case number, they would stop replying and end the chat/call. Hi Clechelle,We sincerely apologize for your negative experience. Hi Annisia,Thank you for your feedback. Have a wonderful day. Head over to our Support Form and someone from our team will assist you. Founded in 1975, The Vanguard Group has become a premier investment management company in the U.S. and one of the largest in the world. Payactiv can be used by businesses of all sizes. It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. Thats the fee a merchant pays us with every card transaction. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Pay bills, stay ahead of fees, and handle the unexpected with the greatest of digital ease. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. :). The situation was like this, I opened an account Payactiv and went to close my existing old one, my manager at the bank suggested that I transfer the balance from the account to a new bank (send money as a result of closing the account) I agree, convenient! Money is available immediately. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more., The Payactiv app, linked to your attendance tracking system, turns your working hours into earned wages that you can access on-demand, at any point in time, without having to wait for payday. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Horrible business and customer service. :), Ronnie OConnor is one of the best customer service employee I ever came in contact with. We spend all day researching the ever changing landscape of HR and recruiting software. The Empower app offers fee-free cash advances between $25 and $250 to users, along with a cashback debit card. Finder.com is an independent comparison platform and You can get your paycheck two days in advance but only if you sign up for a Payactiv Visa Prepaid Card. Prevention Platform. It goes against our guidelines to offer incentives for reviews. Hi Connor,Thank you for taking the time to write a review about your experience. Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you. Have a blessed day. Dave has a unique feature that helps you find side gigs to earn a little extra cash, which can help if you are consistently running short before payday. They cant help you resolve any issues. Even though he was sick he talked to Grace n tokd her to make sure I received my money back. Beyond EWA: 3 Financial Wellness Benefits to Boost Employee Satisfaction, Why Traditional Employee Benefits Arent Enough Anymore. but Davis M deserves a raise plus more. Youll also pay a $1.99 fee if you are picking up a cash advance at a Walmart Money Center. Have a blessed day. Creating a Payactiv account is free for all users and contains many free features including bill pay, discounts, financial counseling, and budgeting and savings tools. 196 Broadway, Suite 200Cambridge, MA 02139, Expert Advice on the Best HRand Recruiting Software. Plus, youll be able to review your current earnings on the app and see how many hours youve workedBut even if your employer isnt enrolled in Payactiv, you still might be able to receive some of your paycheck up to two days ahead of payday. My earnings were updated, and my bank account was saved from overdraft fees, so I am relieved that this story had a happy ending! Here are 8 tips for writing great reviews. Hi Loretta,We're glad that we could help you resolve your issue. However, it did earn a TrustPilot score of 3.3. We're working on your case. :). Ray M. made it so easy to get set up where i can have access to my wages. Our information is based on independent research and may differ from what you see from a financial institution or service provider. The . We're working on your case. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. :), Zachery Marshall has amazing customer service! And its only free if you sign up for direct deposit to a Payactiv Visa Payroll Card. American Express National Bank, Member FDIC, has expanded its offerings with an all-digital checking account known as the American Express Rewards Checking account. Credit Karma is committed to ensuring digital accessibility for people with disabilities. I called three to four times the last two days and Im so glad I got Natalie this time. PayActiv advances wages that workers have accrued but haven't yet received. :). PLEASE GIVE DAVIS M A RAISE HE DESERVES IT & BEYOND, NICEST AGENT EVER! Please try again later. I wish I never started using this app, its so frustrating!!! You're amazing and thank you for your kindness, Hi Romona,Thank you for taking the time to write a review about your experience. Anna Serio is a trusted lending expert and former Commercial Loan Officer who's written more than 1,000 articles on Finder to help Americans strengthen their financial literacy. We'd like to turn this around and resolve your issue ASAP. But to get the most benefits, you need to have sign up for direct deposit to a Payactiv card. Hence, our vision is simple bring financial security, dignity, and savings to the millions experiencing financial stress. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. A team member will be in touch ASAP. I haven't even gotten "I'm looking into your account", it's as if they open the chat to look busy and then do nothing because they're lazy or are trying to take on far too many chats at once. You may even pay less for Dave than you would with PayActiv, depending on the PayActiv services you use each month. They tell ya they cant do anything to contact the merchant. Many borrowers are keeping a close eye on this court hearing, as they could GOBankingRates Best Banks 2023 scores and rankings are objectively determined by our To sign up and must be 18 years old and need to provide some personal information, including the following: If you sign up through your employer, Payactiv generally will interact with companys payroll and time attendance system. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. We always try our best to do our job well, and your kind words make it all worthwhile. Some reviews on Trustpilot point out the company's unreliability, stating that Payactiv has very poor customer service, which is hard to reach. Hi Geraldine,We sincerely apologize for the inconvenience.